> For the complete documentation index, see [llms.txt](https://smart-dragon.gitbook.io/smartdragon/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://smart-dragon.gitbook.io/smartdragon/smartdragon-support-1/smart-invest/financial-charts/chart-system/bank-charts.md).
# Bank charts
The Bank charts has **23 charts** representing **5 different groups of ratios**: growth index, profit quality, profitability ratio, financial structure and profit structure.
**There are 5 groups of charts:**
**1. Growth index chart**
* **Income Growth** - Shows the growth rate of Non-Interest Income, Net Interest Income and Profit After Tax of the Banking industry over each period.
**2. Financial structure charts**
* **Asset Structure** - Shows the composition of the banking sector's assets over time.
* **Capital Structure** - Shows the composition of capital sources of the banking industry over each period.
* **Equity Structure** - Shows the composition of equity of the banking industry over each period.
* **LDR ratio** - Shows the amount of customer deposits, customer loans and the Banking LDR index over each period.
* **Leverage ratio** - Shows total assets, equity and leverage ratio of the banking industry over each period.
* **Loans Porfolio by Term** - Shows the amount of short-term, medium-term and short-term loans to the Banking industry over each period.
* **Deposits Portfolio by Type** - Shows demand deposits, term deposits, margin deposits and total deposits of banking customers over each period.
**3. Profit quality charts**
* **Cash Flow** - Shows cash flow from financing activities, investing activities, operating activities and net cash flow of the Banking industry over each period.
* **Non-performing Loan ratio** - Shows non-performing loan ratio (NPL) and the ratio of provisions for lending/lending to banking customers over each period.
**4. Profit structure charts**
* **Net revenue (Year)** - Shows net revenue of 4 quarters of Banking industry over each year.
* **Net income (Year)** - Show profit after tax for 4 quarters of Banking industry over each year.
* **Total Operating Income** - Shows the growth rate and total operating income of Banking industry over each period.
* **Income Structure** - Show the components of income and profit after tax of Banking industry over each period.
* **Net Income** - Shows the growth rate and total profit after tax of Banking industry over each period.
* **Interest Income Structure** - Shows the components of net interest income of Banking industry over each period.
* **Total Operating Income Structure** - Shows the components of operating income of Banking industry over each period.
* **Net Income Structure** - Shows the components of profit after tax of Banking industry over each period.
* **Non-interest Income/Interest Income** - Shows net interest income, net interest from service activities and the ratio of non-interest income/interest income from Banking industry over each period.
* **CASA ratio** - Shows current account savings account ratio (CASA) of Banking industry over each period.
**5. Profitability ratio**
* **Profit Margin** - Shows cost to income (CIR), profit margin before credit risk provision and net profit margin of Banking industry over each period.
* **Management Performance** - Shows ROA and ROE ratio of Banking industry over each period.
* **Profitability of Banks** - Shows net profit margin (NIM), cost of fund (COF) and yeild on earning assets (YEOA) of Banking industry over each period.
