Activity ratios
Activity ratios reflect a bank's ability to convert various items into cash or revenue.
Non-performing loan ratio (NPL) - Reflects loans to customers that are facing high risk in recovering principal and interest due to customers' difficulties.
Provision for loans to customer/Non-performing loans - Reflects the correlation between provisions and non-performing loans.
Non-performing loan/Total Assets - Reflects the relationship between the amount of non-performing loans and total assets.
Provision expenses for credit losses/Loans to customers - Reflects the correlation between provision costs and customer loans.
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