Activity ratios

Activity ratios reflect a bank's ability to convert various items into cash or revenue.

• Non-performing loan ratio (NPL) - Reflects loans to customers that are facing high risk in recovering principal and interest due to customers' difficulties.

• Provision for loans to customer/Non-performing loans - Reflects the correlation between provisions and non-performing loans.

• Non-performing loan/Total Assets - Reflects the relationship between the amount of non-performing loans and total assets.

• Provision expenses for credit losses/Loans to customers - Reflects the correlation between provision costs and customer loans.

Ratios highlighted in green and bold are Banking-specific ratios.